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Crowdsourcing, Price Formation, and Health IT
By: John R. Graham
1.28.2011

From the perspective of the average patient, going about his life unconcerned about health policy or economics, what is the most frustrating characteristic of U.S. health insurance? Surely, it is the madness of the billing cycle: Never knowing how much a medical service costs until long after you’ve received it, and sometimes only after a flurry of phone calls and paperwork that can take months to clear up.
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Two Improvements to the Obamacare Repeal Bill
By: John R. Graham
1.20.2011

Not that I’m trying to be a party-pooper, but there are two things that would have improved yesterday’s repeal bill (and, by implication, will improve it if and when the Senate deals with it), neither of which adds complexity to the elegant and brief bill passed by the people’s chamber.
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Repealing Obamacare Is Not "Symbolic," But A Constitutional Duty
By: John R. Graham
1.18.2011

Even conservative talk-radio hosts and, this morning, the Wall Street Journal seem to have fallen for the line that the vote to repeal Obamacare, expected tomorrow in the House of Representatives, is “symbolic.” Apparently, because Sen. Harry Reid is unlikely to allow a vote in the Senate, and the president would veto repeal if it managed to beat the odds and get to his desk, the whole exercise is a waste of time.

How the tables have turned!
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Insurance Brokers Should Reverse Their Position on Obamacare
By: John R. Graham
1.12.2011

A recent story in Politico confirmed what was already known in health-policy circles: In order to meet Obamacare’s arbitrary Medical Loss Ratios (MLRs), health insurers are cutting commissions to brokers. (The MLR is the ratio of premiums to claims paid out to health providers.)
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Pawlentycare Vs. Obamacare
By: John R. Graham
1.4.2011

Over at The Atlantic, Nicole Russell has given us “A First Look at Pawlentycare.” There’s little doubt that Tim Pawlenty, former governor of Minnesota, is eager to trumpet his state’s achievements on health-care reform, and he definitely talks the talk of consumer-driven health care. I was very impressed by an op-ed he wrote in the San Diego Union-Tribune last November, wherein he called for “repealing Obamacare state by state”.
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