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Eenie, Meeny, Miney Mandate: Compulsory Private Health Insurance is Not Universal Choice
Health Policy Prescriptions
By: John R. Graham
11.1.2006
Mandatory health insurance is an ineffective solution to the perverse incentives that cause America’s hospitals to give uncompensated care. Although Switzerland has lower health costs and better health outcomes than the U.S., characteristics other than mandatory health insurance better explain its relative success. The notion that ever-increasing legions of middle-class uninsured drive health spending by crowding into hospital emergency rooms, has no evidence behind it. High earners who forgo health insurance voluntarily pay more taxes than they must, indicating that health insurance today does not offer value. America’s should provide universal choice in health insurance to all its residents, rather than order them into a system with severely perverse incentives.
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