Wayne Winegarden
Business & Economics
Federal Tax Proposal Could Raise Insurance Costs In Earthquake Country
California is called earthquake country for good reason. There are nearly 2,000 known fault lines crisscrossing the state, and scientists continue to discover new fault lines all the time. Nearly every Californian lives within 30 miles of an active fault line. The U.S. Geological Survey recently released a study identifying ...
Business & Economics
Obstacles To Cutting Edge Cancer Treatments
Disincentives plague the U.S. health care system, driving costs higher and the quality of care lower. Improving health outcomes requires reforms that remove these disincentives. With respect to health insurers, this means returning payers to their proper role of providing effective risk management services to patients. In contrast to other ...
Business & Economics
Separating Budgetary Wheat From The Chaff: The CDC Example
For Samsung, it was the Galaxy Note 7; for Microsoft, it was the Zune; and for Coke, it was New Coke. These famous flops exemplify that failures are a part of life – even for multi-billion-dollar companies. In the private sector, successful companies own up to their failures and, if ...
Business & Economics
Empower The Private Sector To Close The Infrastructure Funding Gap
If you believe the civil engineers, then on top of current planned expenditures, the U.S. needs an additional $5.2 trillion in investment into the nation’s roads, water systems, electric grids, ports & waterways, and airports between now and 2040. While such investments may be imperative, the ability of the government ...
Business & Economics
Assembly Bill 20 Would Worsen California’s Public Pension Crisis
The average credit card debt in 2016 was $16,048 per household that carries a balance. Paying off this debt is an important financial goal. Obviously, this beneficial goal would be more difficult to meet if the Legislature imposed arbitrary restrictions on the types of jobs households with credit card debts ...
Business & Economics
The Best Way To Help Patients Afford Health Care Is To Make Health Care More Affordable
Cultures from biblical times to the ancient Chinese have all expressed some form of the wisdom that the best form of charity is to prevent poverty in the first place. This wisdom is lacking today, particularly with respect to the U.S. health care sector. A recent analysis by investment research ...
Business & Economics
Puerto Rico’s Illness Is Threatening To Become A National Epidemic
10-years of economic stagnation has taken its toll on Puerto Rico. Unemployment is skyrocketing, infrastructure is degrading, and the exodus away from the island is accelerating. Structural reforms that will stabilize the financial crisis in the short-term, and revitalize the economy in the long-term, are necessary. Such reforms will benefit ...
Business & Economics
Rising Regulatory Burdens, Declining Health Outcomes
Tweaks do not turn bad regulatory proposals into good ones. Yet, with only minor modifications, Congress is once again considering the CREATES Act (Creating and Restoring Equal Access to Equivalent Samples Act of 2017), and its close cousin, the FAST Act (Fair Access for Safe and Timely Generics Act of ...
Business & Economics
Step One: Recognize The Public Pension Crisis
As Milton Friedman famously noted, there are four ways to spend money; the fourth being spending somebody else’s money on somebody else. And, when people spend money this way, they tend to disregard both the costs and the outcomes. Simply put, people spend such money unwisely. Not only, as Milton ...
Business & Economics
Pensions: The Case For Defined Contribution Retirement Plans
Three problems, exemplified by the crises afflicting the public pension systems in Houston and Dallas, plague state and local pension systems across the country. First, state and local governments have only contributed 88 percent of the required annual contributions into their public pension funds between 2001 and 2015. In total, ...
Federal Tax Proposal Could Raise Insurance Costs In Earthquake Country
California is called earthquake country for good reason. There are nearly 2,000 known fault lines crisscrossing the state, and scientists continue to discover new fault lines all the time. Nearly every Californian lives within 30 miles of an active fault line. The U.S. Geological Survey recently released a study identifying ...
Obstacles To Cutting Edge Cancer Treatments
Disincentives plague the U.S. health care system, driving costs higher and the quality of care lower. Improving health outcomes requires reforms that remove these disincentives. With respect to health insurers, this means returning payers to their proper role of providing effective risk management services to patients. In contrast to other ...
Separating Budgetary Wheat From The Chaff: The CDC Example
For Samsung, it was the Galaxy Note 7; for Microsoft, it was the Zune; and for Coke, it was New Coke. These famous flops exemplify that failures are a part of life – even for multi-billion-dollar companies. In the private sector, successful companies own up to their failures and, if ...
Empower The Private Sector To Close The Infrastructure Funding Gap
If you believe the civil engineers, then on top of current planned expenditures, the U.S. needs an additional $5.2 trillion in investment into the nation’s roads, water systems, electric grids, ports & waterways, and airports between now and 2040. While such investments may be imperative, the ability of the government ...
Assembly Bill 20 Would Worsen California’s Public Pension Crisis
The average credit card debt in 2016 was $16,048 per household that carries a balance. Paying off this debt is an important financial goal. Obviously, this beneficial goal would be more difficult to meet if the Legislature imposed arbitrary restrictions on the types of jobs households with credit card debts ...
The Best Way To Help Patients Afford Health Care Is To Make Health Care More Affordable
Cultures from biblical times to the ancient Chinese have all expressed some form of the wisdom that the best form of charity is to prevent poverty in the first place. This wisdom is lacking today, particularly with respect to the U.S. health care sector. A recent analysis by investment research ...
Puerto Rico’s Illness Is Threatening To Become A National Epidemic
10-years of economic stagnation has taken its toll on Puerto Rico. Unemployment is skyrocketing, infrastructure is degrading, and the exodus away from the island is accelerating. Structural reforms that will stabilize the financial crisis in the short-term, and revitalize the economy in the long-term, are necessary. Such reforms will benefit ...
Rising Regulatory Burdens, Declining Health Outcomes
Tweaks do not turn bad regulatory proposals into good ones. Yet, with only minor modifications, Congress is once again considering the CREATES Act (Creating and Restoring Equal Access to Equivalent Samples Act of 2017), and its close cousin, the FAST Act (Fair Access for Safe and Timely Generics Act of ...
Step One: Recognize The Public Pension Crisis
As Milton Friedman famously noted, there are four ways to spend money; the fourth being spending somebody else’s money on somebody else. And, when people spend money this way, they tend to disregard both the costs and the outcomes. Simply put, people spend such money unwisely. Not only, as Milton ...
Pensions: The Case For Defined Contribution Retirement Plans
Three problems, exemplified by the crises afflicting the public pension systems in Houston and Dallas, plague state and local pension systems across the country. First, state and local governments have only contributed 88 percent of the required annual contributions into their public pension funds between 2001 and 2015. In total, ...
