Overregulation

Agriculture

What’s in a label?

“Free range,” “cage free,” “organic,” “non-GMO,” “hormone free,” and now “ultra processed” are all food terms that can confuse even the most astute shopper. As consumers move farther from the farm but express deeper concern about where their food comes from and how it is produced, answering those concerns becomes ...
Blog

California Should Get Out of the Way of the Charter-Cox Merger

Of course, the CPUC regulates public utilities in California. The Commission gains a say in many mergers because of its broad oversight to evaluate potential effects on the price and access to telecommunications services for California residents. In that, the CPUC works with the Federal Trade Commission to align state ...
Blog

California Risks Deepening Home Insurance Crisis with Latest Bills

One measure, Senate Bill 876, would establish accelerated timelines for insurers to pay the cash value of both damaged property and associated replacement costs in the event of an emergency. Residential property insurance policies would have to offer at least 50% extra replacement coverage beyond the policy’s stated limit.  To ...
Blog

Death by a Thousand Cuts: Andrew Gruel on the Cost of Regulations for California Restaurants

The challenge is not a single overwhelming regulation, it is accumulation. California layers rule upon rule, each one defensible on its own. Over time, those requirements reshape how restaurants hire, price, expand (or not), and compete. What appears manageable on paper becomes costly in practice. Restaurants are high-transaction, high-labor businesses. ...
Blog

Price controls won’t save credit card borrowers

Americans are drowning in credit card debt, but President Donald Trump’s suggestion to cap interest rates at 10% for one year is not a particularly good solution. On its face, it sounds great. Americans largely hate banks and Trump’s suggestion gives the Robinhoodish illusion of robbing the rich to give to the ...
Blog

How New State Law Will Be Another Costly Business Burden

On October 13th, 2025, the California legislature passed into law AB692, a bill which would void any contract that requires employees to repay their employer, training provider, or debt collector upon termination of their employment. These training repayment agreement provisions, colloquially known as TRAPs, allow employers to recoup investment and ...
Business & Economics

San Francisco wants to control what you eat

Food choices? Those are for the government to decide. That’s the message behind a lawsuit filed by San Francisco City Attorney David Chiu against “some of the country’s largest manufacturers of ultra-processed foods.” It is the first government lawsuit in the nation against food companies. Chiu’s office claims “the proliferation ...
Blog

Trucking and Shipping Latest Victims of California’s “Cruelest Law,” AB 5

If anyone thinks they’re seeing fewer trucks ripping up and down Interstate 5 or slogging through the perpetual 405 gridlock, it might not be their imagination. California law is strangling the freight-hauling business. There has been “a wave of bankruptcies among California trucking companies,” reports Floor Covering News, a trade publication, partially the result of the economic decline of the freight ...
Agriculture

The abundance of Thanksgiving hides the challenges in agriculture

We are a nation that celebrates with food. Birthdays are synonymous with cake and ice cream. Easter is all about eggs and chocolate. Halloween is everyone’s favorite day for candy. But the ultimate in food-related holidays is Thanksgiving. This Thanksgiving, Americans will consume about 46 million turkeys, 77 million hams, ...
Blog

Ronald Reagan Opposed Tariffs – And For Good Reason

Having worked with Dr. Laffer for several years, I heard him explain the tenets of supply-side economics, or “the five pillars of prosperity” many times. These policies are (1) a low-rate broad-based flat tax; (2) a moderate level of government spending to ensure that the benefits from the government program ...
Agriculture

What’s in a label?

“Free range,” “cage free,” “organic,” “non-GMO,” “hormone free,” and now “ultra processed” are all food terms that can confuse even the most astute shopper. As consumers move farther from the farm but express deeper concern about where their food comes from and how it is produced, answering those concerns becomes ...
Blog

California Should Get Out of the Way of the Charter-Cox Merger

Of course, the CPUC regulates public utilities in California. The Commission gains a say in many mergers because of its broad oversight to evaluate potential effects on the price and access to telecommunications services for California residents. In that, the CPUC works with the Federal Trade Commission to align state ...
Blog

California Risks Deepening Home Insurance Crisis with Latest Bills

One measure, Senate Bill 876, would establish accelerated timelines for insurers to pay the cash value of both damaged property and associated replacement costs in the event of an emergency. Residential property insurance policies would have to offer at least 50% extra replacement coverage beyond the policy’s stated limit.  To ...
Blog

Death by a Thousand Cuts: Andrew Gruel on the Cost of Regulations for California Restaurants

The challenge is not a single overwhelming regulation, it is accumulation. California layers rule upon rule, each one defensible on its own. Over time, those requirements reshape how restaurants hire, price, expand (or not), and compete. What appears manageable on paper becomes costly in practice. Restaurants are high-transaction, high-labor businesses. ...
Blog

Price controls won’t save credit card borrowers

Americans are drowning in credit card debt, but President Donald Trump’s suggestion to cap interest rates at 10% for one year is not a particularly good solution. On its face, it sounds great. Americans largely hate banks and Trump’s suggestion gives the Robinhoodish illusion of robbing the rich to give to the ...
Blog

How New State Law Will Be Another Costly Business Burden

On October 13th, 2025, the California legislature passed into law AB692, a bill which would void any contract that requires employees to repay their employer, training provider, or debt collector upon termination of their employment. These training repayment agreement provisions, colloquially known as TRAPs, allow employers to recoup investment and ...
Business & Economics

San Francisco wants to control what you eat

Food choices? Those are for the government to decide. That’s the message behind a lawsuit filed by San Francisco City Attorney David Chiu against “some of the country’s largest manufacturers of ultra-processed foods.” It is the first government lawsuit in the nation against food companies. Chiu’s office claims “the proliferation ...
Blog

Trucking and Shipping Latest Victims of California’s “Cruelest Law,” AB 5

If anyone thinks they’re seeing fewer trucks ripping up and down Interstate 5 or slogging through the perpetual 405 gridlock, it might not be their imagination. California law is strangling the freight-hauling business. There has been “a wave of bankruptcies among California trucking companies,” reports Floor Covering News, a trade publication, partially the result of the economic decline of the freight ...
Agriculture

The abundance of Thanksgiving hides the challenges in agriculture

We are a nation that celebrates with food. Birthdays are synonymous with cake and ice cream. Easter is all about eggs and chocolate. Halloween is everyone’s favorite day for candy. But the ultimate in food-related holidays is Thanksgiving. This Thanksgiving, Americans will consume about 46 million turkeys, 77 million hams, ...
Blog

Ronald Reagan Opposed Tariffs – And For Good Reason

Having worked with Dr. Laffer for several years, I heard him explain the tenets of supply-side economics, or “the five pillars of prosperity” many times. These policies are (1) a low-rate broad-based flat tax; (2) a moderate level of government spending to ensure that the benefits from the government program ...
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