Declining Obamacare enrollment isn’t the crisis critics claim

Health Depositphotos 58590957 original

Before lamenting lower enrollment, policymakers should make sure the people disappearing from the rolls actually belonged there.

Enrollment in Obamacare’s exchange is falling, according to a new analysis from the Commonwealth Fund.

The study suggests that the expiration of the enhanced premium subsidies enacted during the pandemic has made coverage unaffordable for many Americans. Some consumers undoubtedly have decided that exchange plans are no longer worth the cost.

According to a report from the Paragon Health Institute, roughly 12 million marketplace enrollees generated no insurance claims in 2024. It strains credulity to believe that all of those individuals simply remained healthy throughout the year. A more plausible explanation is that many were enrolled without their knowledge by brokers seeking commissions tied to sign-ups.

Read the op-ed here.

Nothing contained in this blog is to be construed as necessarily reflecting the views of the Pacific Research Institute or as an attempt to thwart or aid the passage of any legislation.

Scroll to Top