Limiting short-term health plans will limit patient and broker choice

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The Biden administration could soon finalize a rule that strips millions of Americans of health insurance plans they like — and makes it more difficult for brokers to offer the affordable coverage options that so many people need.

That’s not the president’s pitch, of course. He claims the rule, which would limit the duration of short-term health plans, is necessary to protect unsuspecting Americans from rapacious brokers trying to “sucker” them into purchasing “junk” insurance that doesn’t actually protect them if they get sick.

But short-term plans aren’t junk, nor do they sabotage enrollees. They’re a sensible choice for many consumers. And because they’re considerably less expensive than plans offered through Affordable Care Act (ACA) exchanges, they’re often the only financially viable option for people who’d otherwise go uninsured.

Read the full article at Employee Benefits News

Nothing contained in this blog is to be construed as necessarily reflecting the views of the Pacific Research Institute or as an attempt to thwart or aid the passage of any legislation.

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