Sukses Main Mahjong Ways Best808 Pahami Scatter dan Kombinasinya Mahjong Ways Best808 Simbol Scatter Meningkatkan Peluang Menang Kesalahan Umum Pemain Mahjong Ways di Best808 Auto Jackpot Strategi Terbaik Fitur Scatter Mahjong Ways Best808 Mahjong Ways Best808 Panduan Scatter Wild Hasil Maksimal Pola Mahjong Ways Best808 Gacor Scatter Menang Bongkar Misteri Mahjong Ways Best808 Kunci Kemenanganmu Mau Cuan Maksimal di Mahjong Ways Best808 Trik Menggunakan Scatter Agar Lebih Untung Main Mahjong Ways di Best808 Kenali Pola Scatter Free Spin Gandakan Kemenanganmu Rahasia Scatter Mahjong Ways Best808 Strategi Jitu Menang Jackpot Besar Misteri Scatter Mahjong Ways Tol777 Kunci Jackpot Besar Bongkar Rahasia Mahjong Ways Tol777 Fitur Scatter Pola Menang Mahjong Ways Tol777 Simbol Scatter Kemenangan Besar Main Mahjong Ways di Tol777 Cara Memanfaatkan Scatter Strategi Mahjong Ways Tol777 Rahasia Scatter Trik Menang Jackpot Analisis Pola Permainan Mahjong Ways Keunggulan Mahjong Ways Tol777 vs Tradisional Kombinasi Simbol Tertinggi Mahjong Ways Langkah Meningkatkan Keahlian Mahjong Ways Mahjong Ways Tol777 Berbeda dari Permainan Mengapa Mahjong Ways Tol777 Diminati Dunia Optimalkan Putaran Mahjong Ways Tol777 Sejarah Mahjong Ways Tol777 dan Keunikan Simbol Mahjong Ways Tol777 dan Pemanfaatannya Strategi Lanjutan Mahjong Ways Tol777 Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Live RTP Dan Kasino Online Cara Cepat Kuasai Mahjong Ways Tol777 Mengapa Mahjong Ways Tol777 Populer Mitos & Fakta Mahjong Ways Tol777 Strategi Pemula vs Pro Mahjong Ways Teknik Profesional Mahjong Ways Tol777 Mahjong Ways Tol777: Keberuntungan atau Skill? Mahjong Ways Tol777: Tradisi dan Inovasi Panduan Mahjong Ways Tol777 untuk Pemula Rahasia Menang Mahjong Ways Tol777 Tips Efektif Main Mahjong Ways Tol777 Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online Kasino Online main mahjong ways di malam hari jackpot profit mengamati permainan mahjong ways dengan baik dan benar merasa bosan pada malam hari? coba cara bermain mahjong ways ini minum kopi memotivasi bermain mahjong ways nelayan tebing tinggi pola mahjong ways hasil mencengangkan pelajar bandung download mahjong ways peluang besar trik dan pola mahjong ways pemuda belanda tato mahjong ways mengenang jackpot satu miliar pola rtp mahjong ways terbaik resep bermain mahjong ways dengan mudah slot mahjong ways dikenal sejak abad ke-11 hingga zaman milenial video mahjong ways viral menghebohkan warga indonesia warga jayamakmur dulu diremehkan, bermain mahjong ways hidup berlimpah harta unik keren bali cendera mata mahjong ways rp100000 warga bingung merek cat dinding sama mahjong ways

What’s Really at Stake in the Supreme Court Obamacare Challenge

050320221646478996

The U.S. Supreme Court is set to issue its ruling in California v. Texas, the latest case challenging the constitutionality of Obamacare, later this month. The conventional wisdom holds that the high court will uphold the law. But that’s no sure thing.

Regardless of what the court decides, Obamacare has failed on the merits. People who shop on the exchanges created by the law have had to deal with surging premiums and deductibles that provide them access to narrow networks of doctors and hospitals. The cost of the law to taxpayers has been roughly double what President Obama promised. And millions of people are still uninsured.

The coalition of Republican state attorneys general challenging Obamacare maintain that the law is unconstitutional because one of its central components — the individual mandate to purchase health insurance — has been effectively repealed. The 2017 Tax Cuts and Jobs Act zeroed out the tax penalty for failing to purchase coverage. The challengers argue that the individual mandate is not “severable” from the rest of the law. Without it, the whole thing must fall.

It’s a controversial argument, one that even many conservative and libertarian legal scholars don’t buy. At oral arguments in November, Chief Justice John Roberts and Justice Brett Kavanaugh did not seem sympathetic to the position of the Republican state attorneys general.

What’s remarkable is that the left has taken the current challenge to Obamacare more seriously than has the right. As many progressives see it, California v. Texas represents a grave threat to the coverage of millions of Americans, particularly those with pre-existing conditions.

To support this claim, Obamacare’s partisans cite an analysis from the Kaiser Family Foundation estimating that 54 million Americans live with a pre-existing condition that would have left them uninsurable in the individual market of many states before Obamacare.

A report issued by the U.S. Department of Health and Human Services in the waning days of the Obama administration asserted that 133 million Americans have such pre-existing conditions — and “could have been denied coverage, or offered coverage only at an exorbitant price, had they needed individual market health insurance before 2014.”

The implication is that challenges to Obamacare somehow endanger the coverage of this massive segment of the population. But that isn’t the case.

For starters, Obamacare’s pre-existing condition protections apply to the individual market. In the employer-based market, workers with pre-existing conditions have long been protected by provisions in the Health Insurance Portability and Accountability Act of 1996.

As of 2019, fewer than 19 million Americans were covered in the individual market. So it’s misleading to claim that 133 million people would see their coverage jeopardized absent Obamacare.

What’s more, Obamacare’s pre-existing conditions regulations — as well as restrictions on what insurers can charge older sicker patients — are among the reasons exchange coverage is so expensive.

Average premiums for a Healthcare.gov plan in 2017 were more than double average individual-market premiums in 2013, the year before Obamacare’s many mandates took effect. Deductibles have also gotten out of hand. This year, the typical bronze plan has a deductible of nearly $7,000.

On top of that, nearly three-quarters of exchange plans have narrow provider networks and thus severely restrict which doctors patients can see.

Is it any wonder, then, that more and more patients are choosing to forgo coverage altogether rather than purchase an Obamacare exchange plan?

In the unlikely event that the Supreme Court overturns Obamacare, the result wouldn’t be a crisis that puts millions of lives in danger. Instead, it would be the end of a law that has made high-quality private coverage less accessible and less affordable.

Sally C. Pipes is president, CEO, and the Thomas W. Smith fellow in healthcare policy at the Pacific Research Institute. Her latest book is “False Premise, False Promise: The Disastrous Reality of Medicare for All,” (Encounter 2020). Follow her on Twitter @sallypipes.

Nothing contained in this blog is to be construed as necessarily reflecting the views of the Pacific Research Institute or as an attempt to thwart or aid the passage of any legislation.

Scroll to Top