McKenzie Richards

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Crowdsourcing: A Revolutionary Solution to Health Care Price Transparency

On January 1st, 2021, the Centers for Medicare and Medicaid gifted the American people with a new rule requiring price transparency in healthcare. The federal rule requires hospitals to publish cash prices, prices with insurance plans, and minimum/maximum commercial negotiated prices in a “manner that is consumer-friendly,” each year. If ...
Blog

The CDC’s Legally Questionable Extension of the Rent Moratorium

Toddlers are funny little creatures – simultaneously overly dependent and highly independent. With the newfound discovery of willpower, the tiny humans constantly experiment in testing boundaries. My toddler is characteristically sweet and obedient. But there is one rule she delights in breaking: dumping out the dog’s water bowl. Testing limits, ...
Agriculture

Biden’s American Families Plan Poised to Harm Families through the Death Tax

President Biden’s American Families Plan promises expansive benefits to families such as free universal preschool, two years of free community college, child tax credits, and a paid family leave program amongst many other attractive (but expensive) initiatives. Unlike the recently passed and controversial $1 trillion infrastructure bill, the new benefits ...
Blog

Supreme Court Hands 9th Circuit Highest Year of Reversals Since 1985

This year, the Supreme Court overturned 15 of the 16 cases originating from the Ninth Circuit Court of Appeals. The largest of the circuits, the Ninth encompasses California, Alaska, Arizona, Guam, Hawaii, Idaho, Montana, Nevada, Northern Mariana Islands, Oregon, and Washington. However, 10 of the 16 Ninth Circuit cases arose ...
Blog

Well-Intentioned Program May Actually Saddle Low-Income Families with Overwhelming Debt

Local government ordinances in California often require that a portion of homes in new housing projects be made available to low-income buyers. One program in a Southern California city may not only fail to help low-income buyers, but it may actually harm already disadvantaged buyers. Collett Crossings is a small ...
Blog

Despite Ring Scandal, Public-Private Partnerships Can Bring About True Community Policing

A few weeks ago, a neighbor knocked on my door. “My windows were smashed last night, but nothing was stolen,” she explained, clearly stressed, “my Ring camera caught the crime on film, but I could not identify the man or see the vehicle he left in.” She waited expectantly. Confused, ...
Blog

What Americans can Learn from Argentina’s Infrastructure Spending

We were sixth in line when the banker came outside to address the long line which stretched down the street for half a mile. He spoke in Spanish, “we are all out of money, come back next week!” I shook my head in frustration, wondering how we would buy food ...
Blog

6 Solutions to Encourage Family Growth in California

In addressing the nation’s falling fertility rates, many well-meaning pro-natalists advocate for cash incentives and higher tax credits for families with children. Countries with dismal fertility rates, such as Hungary, have introduced generous programs that include subsidies for minivans, a stipend for grandma, and interest-free marriage loans of $36,000 for ...
Blog

6 Factors Inhibiting Family Growth in California

California has some of the lowest fertility rates in the nation, coming in at 1.6 in 2019. The number is expected to decrease even more. One recent study projects that 25% of American millennial women will be childless, a significant uptick from historical U.S. trends. While reasons for lowered fertility ...
Blog

Generational Divide: How Divergence Between Millennials vs. Gen Z Should Inform Free Market Messaging

Although millennials and Gen Z’ers diverge in economic, political, and social attitudes, the two are frequently lumped together in discussions regarding the politics of the youth. Understanding the differences can significantly aid free marketers on how to adjust messaging to effectively appeal to each generation. Millennials qualify as individuals born ...
Blog

Crowdsourcing: A Revolutionary Solution to Health Care Price Transparency

On January 1st, 2021, the Centers for Medicare and Medicaid gifted the American people with a new rule requiring price transparency in healthcare. The federal rule requires hospitals to publish cash prices, prices with insurance plans, and minimum/maximum commercial negotiated prices in a “manner that is consumer-friendly,” each year. If ...
Blog

The CDC’s Legally Questionable Extension of the Rent Moratorium

Toddlers are funny little creatures – simultaneously overly dependent and highly independent. With the newfound discovery of willpower, the tiny humans constantly experiment in testing boundaries. My toddler is characteristically sweet and obedient. But there is one rule she delights in breaking: dumping out the dog’s water bowl. Testing limits, ...
Agriculture

Biden’s American Families Plan Poised to Harm Families through the Death Tax

President Biden’s American Families Plan promises expansive benefits to families such as free universal preschool, two years of free community college, child tax credits, and a paid family leave program amongst many other attractive (but expensive) initiatives. Unlike the recently passed and controversial $1 trillion infrastructure bill, the new benefits ...
Blog

Supreme Court Hands 9th Circuit Highest Year of Reversals Since 1985

This year, the Supreme Court overturned 15 of the 16 cases originating from the Ninth Circuit Court of Appeals. The largest of the circuits, the Ninth encompasses California, Alaska, Arizona, Guam, Hawaii, Idaho, Montana, Nevada, Northern Mariana Islands, Oregon, and Washington. However, 10 of the 16 Ninth Circuit cases arose ...
Blog

Well-Intentioned Program May Actually Saddle Low-Income Families with Overwhelming Debt

Local government ordinances in California often require that a portion of homes in new housing projects be made available to low-income buyers. One program in a Southern California city may not only fail to help low-income buyers, but it may actually harm already disadvantaged buyers. Collett Crossings is a small ...
Blog

Despite Ring Scandal, Public-Private Partnerships Can Bring About True Community Policing

A few weeks ago, a neighbor knocked on my door. “My windows were smashed last night, but nothing was stolen,” she explained, clearly stressed, “my Ring camera caught the crime on film, but I could not identify the man or see the vehicle he left in.” She waited expectantly. Confused, ...
Blog

What Americans can Learn from Argentina’s Infrastructure Spending

We were sixth in line when the banker came outside to address the long line which stretched down the street for half a mile. He spoke in Spanish, “we are all out of money, come back next week!” I shook my head in frustration, wondering how we would buy food ...
Blog

6 Solutions to Encourage Family Growth in California

In addressing the nation’s falling fertility rates, many well-meaning pro-natalists advocate for cash incentives and higher tax credits for families with children. Countries with dismal fertility rates, such as Hungary, have introduced generous programs that include subsidies for minivans, a stipend for grandma, and interest-free marriage loans of $36,000 for ...
Blog

6 Factors Inhibiting Family Growth in California

California has some of the lowest fertility rates in the nation, coming in at 1.6 in 2019. The number is expected to decrease even more. One recent study projects that 25% of American millennial women will be childless, a significant uptick from historical U.S. trends. While reasons for lowered fertility ...
Blog

Generational Divide: How Divergence Between Millennials vs. Gen Z Should Inform Free Market Messaging

Although millennials and Gen Z’ers diverge in economic, political, and social attitudes, the two are frequently lumped together in discussions regarding the politics of the youth. Understanding the differences can significantly aid free marketers on how to adjust messaging to effectively appeal to each generation. Millennials qualify as individuals born ...
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