Patrick Wolff
Blog
Homeowners’ underinsurance and why it happens
In the aftermath of the 2025 Palisades and Eaton fires, thousands of homeowners learned a terrible fact that compounded their tragedy. Although they had intended to insure themselves sufficiently to rebuild, their coverage was inadequate to the need. This hidden problem was brilliantly described and analyzed in the series, “Burned,” ...
Patrick Wolff
September 29, 2026
Homeowners’ underinsurance and why it happens
In the aftermath of the 2025 Palisades and Eaton fires, thousands of homeowners learned a terrible fact that compounded their tragedy. Although they had intended to insure themselves sufficiently to rebuild, their coverage was inadequate to the need. This hidden problem was brilliantly described and analyzed in the series, “Burned,” ...