Insurance
Blog
California Governor Candidate Becerra’s Price Controls Would Backfire on Families
At a recent California gubernatorial debate, former Attorney General Xavier Becerra was asked which specific cost, gas, groceries, utilities, or childcare, would he lower first as governor. He answered: “…one of the things that I will do immediately is I will freeze utility rates, and I will freeze home insurance ...
Blog
California Risks Deepening Home Insurance Crisis with Latest Bills
One measure, Senate Bill 876, would establish accelerated timelines for insurers to pay the cash value of both damaged property and associated replacement costs in the event of an emergency. Residential property insurance policies would have to offer at least 50% extra replacement coverage beyond the policy’s stated limit. To ...
Commentary
Drop ‘Bigger Subsidies’ Narrative for Better Insurance Options
The federal government is covering a smaller share of Obamacare enrollees’ premiums this year. That has Democrats warning of a surge in the number of uninsured, as people struggle to shoulder more of the cost themselves. But recent reporting on some of those losing their enhanced premium subsidies reveals that ...
Commentary
Health Insurers Are Behind Washington’s Shutdown
The federal government shutdown is entering its fifth week. At its core, the fight is over insurance subsidies. Democrats are demanding that billions in federal payments to insurers continue uninterrupted. Republicans question whether that’s a good idea. Democrats claim they’re protecting “access to care.” In reality, they’re enriching some of ...
Blog
Irony alert: California Dems tackle ‘cost of living’
Irony alert: California Dems tackle ‘cost of living’ Don’t expect high-priced California cities to become more affordable any time soon. By Steven Greenhut | June 13, 2025 The latest news about the California Legislature’s efforts to tackle the state’s preposterously high cost of living should cause Californians to snigger. “California ...
Blog
Examining the roots of California’s ongoing insurance crisis
Examining the roots of California’s ongoing insurance crisis by Rafael Perez | April 24, 2025 There are two uncomfortable truths that have settled in after the smoke cleared from the Los Angeles County fires. The first is that the public will pay for a significant share of the damage. The ...
Blog
An insurance emergency after officials let crisis fester
An insurance emergency after officials let crisis fester Horrific wildfires in Los Angeles have focused attention on California’s ongoing insurance troubles, but because of the state’s inaction its insurance industry is facing an “existential crisis,” as a recent New York Post headline put it. The Wall Street Journal quotes a ...
California Governor Candidate Becerra’s Price Controls Would Backfire on Families
At a recent California gubernatorial debate, former Attorney General Xavier Becerra was asked which specific cost, gas, groceries, utilities, or childcare, would he lower first as governor. He answered: “…one of the things that I will do immediately is I will freeze utility rates, and I will freeze home insurance ...
California Risks Deepening Home Insurance Crisis with Latest Bills
One measure, Senate Bill 876, would establish accelerated timelines for insurers to pay the cash value of both damaged property and associated replacement costs in the event of an emergency. Residential property insurance policies would have to offer at least 50% extra replacement coverage beyond the policy’s stated limit. To ...
Drop ‘Bigger Subsidies’ Narrative for Better Insurance Options
The federal government is covering a smaller share of Obamacare enrollees’ premiums this year. That has Democrats warning of a surge in the number of uninsured, as people struggle to shoulder more of the cost themselves. But recent reporting on some of those losing their enhanced premium subsidies reveals that ...
Health Insurers Are Behind Washington’s Shutdown
The federal government shutdown is entering its fifth week. At its core, the fight is over insurance subsidies. Democrats are demanding that billions in federal payments to insurers continue uninterrupted. Republicans question whether that’s a good idea. Democrats claim they’re protecting “access to care.” In reality, they’re enriching some of ...
Irony alert: California Dems tackle ‘cost of living’
Irony alert: California Dems tackle ‘cost of living’ Don’t expect high-priced California cities to become more affordable any time soon. By Steven Greenhut | June 13, 2025 The latest news about the California Legislature’s efforts to tackle the state’s preposterously high cost of living should cause Californians to snigger. “California ...
Examining the roots of California’s ongoing insurance crisis
Examining the roots of California’s ongoing insurance crisis by Rafael Perez | April 24, 2025 There are two uncomfortable truths that have settled in after the smoke cleared from the Los Angeles County fires. The first is that the public will pay for a significant share of the damage. The ...
An insurance emergency after officials let crisis fester
An insurance emergency after officials let crisis fester Horrific wildfires in Los Angeles have focused attention on California’s ongoing insurance troubles, but because of the state’s inaction its insurance industry is facing an “existential crisis,” as a recent New York Post headline put it. The Wall Street Journal quotes a ...